Should You Buy or Lease?

Should I Finance with an Auto Loan, or Lease? Columbia Ford Lincoln is Here to Help


If you're a driver from Kelso, Woodland, Castle Rock, or here in beautiful Longview, WA, you're sure to have your choice of options aplenty when it comes to stepping into the driver's seat of a brand-new Ford car, truck, SUV or wagon. And we at Columbia Ford Lincoln know that the same goes for whether to take out an auto loan for that new ride or to take on a Ford lease. We also know you'd rather be taking it off the lot than sitting behind a desk awaiting completion of the process. And we know everyone's needs differ. So the choice is yours: whether you decide on a car loan or monthly lease payments, your decision's on your terms.


That's why we're happy to offer our know-how to hasten and simplify things while you explore our expansive inventory of new and pre-owned Ford and off-brand models.


Leasing a New Ford or Pre-Owned Vehicle Has its Advantages


If you decide to lease, you'll find that your down and monthly payments are often lower than if you took out an auto loan, and since you return a leased car to us here at our 700 7th Ave. showroom at the end of your lease term, switching cars more frequently is a breeze. So if your immediate budget takes top priority, you're not looking to own a vehicle, you can handle discretionary repair costs as well as staying within the lease's specified mileage, and you're okay with an eventual new lease at new cost and terms or switching in the future to financing, leasing a vehicle might be your ideal course.



Columbia Ford Lincoln

700 7th Ave.
Directions Longview, WA 98632

  • Sales: (360) 423-4321
  • Service: (360) 423-4322
  • Parts: (360) 423-4322

However, Financing Isn't Without Obvious Appeal


If you go the financing route, you're buying a vehicle outright using a pre-approved car loan, and once all your monthly payments are complete at total cost, your vehicle's all yours. We offer auto loans on terms ideally flexible to suit your budget, and often, though monthly payments may be higher than those of a lease, you can extend the terms of your pay-off time, meaning you can take advantage of lower payments over time. Plus, you can travel without the mileage restrictions that normally apply to a lease, as well as personalize your vehicle with modifications. So, if you can afford a higher initial down payment, usually 10 to 15-percent of a vehicle's cost, and you deem projected monthly payments manageable, an auto loan might be the way to go for you.


Learn More with Us Here at Columbia Ford Lincoln


Our Longview, WA dealership is happy to welcome you, and likewise, we want to make your visit as efficient as possible. That's why we make it a snap to get in touch with us to discuss your needs. Contact us via our convenient Web form, or give our Sales Department a call with any questions at (888) 561-2783. It'll be our pleasure to accommodate you!


  • Monday 8:30 am - 7:00 pm
  • Tuesday 8:30 am - 7:00 pm
  • Wednesday 8:30 am - 7:00 pm
  • Thursday 8:30 am - 7:00 pm
  • Friday 8:30 am - 7:00 pm
  • Saturday 8:30 am - 6:00 pm
  • Sunday Closed
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